Check your credit lately?
As of April 1, the cost of obtaining a loan which is packaged to be sold to Fannie Mae, Freddic Mac is going up. Those who thought their score was high enough to get a favorable rate, will be charged more unless they can come up with a down payment of 30% or more. For example if your FICO score is 699 and you have 25% for a downpayment, you will be charged a 1.5% delivery fee at closing.
A buyer with a FICO score between 700 and 720 will pay an extra 3/4 of point. Someone with a score of 739 will also be charged a 1/2 point add on.
FHA is different as the loan is not packaged to sell to Fannie Mae/Freddie Mae. You are required to have 3.5% for your downpayment which is up from the earlier 3%.
As always, your Lender will be better able to answer any questions regarding your loan, and advise you of any changes.
Bottomline, your credit score has gone up in value. So when was the last time you pulled your credit? You can do it once a year for free you know.